Wednesday, June 23, 2010

The Bottom Line

When it comes to finances, everyone has their own Bottom Line. I've decided there are 3 main Bottom Lines: Environment/Organic, Time, and Money. Let me explain how I categorize the stereotypical grocery shoppers.

The Hippies: These are the people who place the environment above all else. It doesn't matter if that bottle of cleaning spray costs $8.99. It's chemical free and won't harm the environment. The Hippies are usually found at food co-ops, organic grocery stores and in their own garden. To them, it's worth it to spend the money on something that is organic and chemical free.

The Yuppies: When I'm behind a 20's something wearing $100 shoes, talking on her cell while she absently unloads her groceries onto the belt, I know I'm behind a Yuppy. Or a DINK. (Duel Income No Kids). This woman doesn't care what she spends at the grocery store because she makes enough to pay for it. Sometimes these people come in the form of a Grandma who works full time and would rather spend her time with family. For these people time is their bottom line. They work full time so it's not worth it to them to spend the time clipping coupons. I fully expect and hope that one day I'll be like this. Sure, I will still look for deals, but there will come a time when my Bottom Line will not be money, it will be time.

The Penny Pinchers: That's me. My Bottom Line is money. I stay at home with 2 kids while my husband works part time and attends graduate school. Money is my bottom line because it has to be. We don't have the luxury of spending whatever we want on groceries. We have a budget and we stick to it. So to me, it's worth it to take the time to clip coupons.

Of all of these three types of people, not one is the correct way to live. You just need to decide what your Bottom Line is. Couponing can be frustrating for some if their Bottom Line is Time, but they think they "should" be clipping coupons. If you are a Coupons For Life! kind of woman, DON'T make those who despise couponing feel like they are less than the ideal woman. And you Hippies? We're glad you love saving the environment, just don't scoff as those of us who don't have the money to save it with you.

I hope you enjoy reading my blog and learning how to save money with me. But if your bottom line isn't money, like it is mine, I understand that you might not find the coupon tips that beneficial. Hopefully, you can still find the recipes and menu planning helpful. Let me know if there's something you'd like to see on my blog to help you with YOUR Bottom Line.

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